THURSDAY, AUGUST 1
“A wise man thinks ahead; a fool doesn’t and even brags about it!”
Proverbs 13:16 (TLB)
“A prudent person foresees danger and takes precautions. The simpleton goes blindly on and suffers the consequences.”
Proverbs 22:3 (NLT2)
OPTIMIZE MY MONEY: CONSIDER YOUR FUTURE
One day a fairy came to a man and told him she would grant him any favor he might wish. The man thought for a few minutes, and then said: “My wish is to see a newspaper published one year from today.”Immediately, the fairy handed him a newspaper printed one year in advance. He turned quickly to the financial page, ran his fingers nervously up and down the list of stocks, and leaping from the chair shouted, “Hurrah, I’m worth fifteen million dollars.” Then, carelessly turning over to the obituary page, his glance fell on a report that made him gasp. “I died two days ago!”
Wisdom teaches us that we don’t know how many days we have on this earth. But wisdom also teaches us in Proverbs 13, it’s wise to think ahead. It’s foolish to live with a “whatever happens, happens” mentality. God knows the number of our days but we don’t. So we should make our financial plans with God in mind and potential future needs and challenges in mind.
There are certain risk that we should have insurance to protect against. There are certain savings that we should have for emergencies or “rainy days.” Dave Ramsey has popularized the idea of a “rainy day” fund because rainy days will happen. Debt is one of the biggest enemies to planning for the future. Some of us are better than others when it comes to financial planning. This is definitely something you should pray about if you’re struggling. But this is also an area you may need some wise counsel with. If that’s you there are lots of free resources on the internet and we have help available to help you get started at the church. Contact the church office if you need help knowing where to start with financial planning.